HOW MUCH MONTHLY SALARY YOU NEED TO AFFORD A HOUSE IN 10 PH CITIES

HOW MUCH MONTHLY SALARY YOU NEED TO AFFORD A HOUSE IN 10 PH CITIES

Planning to buy a home? Check out whether your current salary could buy you a house in these 10 cities and municipalities in the Philippines

Ever wondered how much monthly salary you should be earning in order to afford a house in different cities and municipalities in the Philippines?

Global property website Lamudi Philippines looked into its May 2016 listings data and see the average prices of homes in different cities in the Philippines. With these averages, we used the 2.5 rule to determine how much monthly salary you should be earning in order to afford a home in these places.

The 2.5 rule works like this: the cost of the home you can afford is 2.5 times your annual salary.

But this approach is only a general guideline. Although many financial experts highly recommend not buying a home that’s more than this, some people’s lifestyle may be able to let them afford a slightly more expensive property (for example, childless couples or singletons), while others who have higher monthly expenses should consider spending on a much cheaper property.

However, as general as it is, the 2.5 rule allows us to gauge the housing market. By knowing how much you can afford, you can determine how far your income can take you based on Lamudi’s average house prices in 10 cities and municipalities in the Philippines.

Starting with…

Antipolo, Rizal

Ave. home price: Php4.06 million

Monthly salary you need: Php135,533

The capital of Rizal, Antipolo is also the province’s most populated city. For years Antipolo is one of most favored residential options for many of Metro Manila’s workers, but commute to and from Metro Manila has become unbearable as of late due to traffic congestion. But this is expected to improve soon when LRT-2 is extension is completed. As of May 2016, average home price in Antipolo stands are Php4.06 million. This means in order for a person to afford a home in Antipolo, he must have a monthly salary of at least Php135,533.

Imus, Cavite

Ave. home price: Php1.92 million

Monthly salary you need: Php64,000

Situated southeast of Bacoor, Imus is now consider a highly urban area teeming with many residential subdivisions, shopping malls, and industrial estates. It also has a huge population that’s expected to increase further (its population increased more than 5 percent per year between 2010 and 2015). As of May 2016, average house price in Imus is at a relatively affordable Php1.92 million, which means in order for an employed person to afford to buy a house here, he or she must be earning at least Php64,000 per month.

Mariveles, Bataan

Ave. home price: Php270,492

Monthly salary you need: Php9,016

Located at the southern tip of Bataan Peninsula, Mariveles can be seen from Manila Bay on a clear day, but road travel to this municipality will take approximately 4 hours via the North Luzon Expressway and San Fernando, Pampanga. Hence, home price as of May 2016 is relatively affordable, averaging Php270,492. A monthly of Php9,016 may be able to afford you a home here—if you don’t mind the commute time.

Bacoor, Cavite

Ave. home price: Php3.742 million

Monthly salary you need: Php124,733

Similar to its neighbor Imus, Bacoor is quite a popular suburban residential destination for those working in Metro Manila, but homes are quickly become more expensive (much more so than Imus being closer to the capital). As of May 2016, average house price in the city stands at Php3.742 million, which means one has to have a monthly salary of Php124,733.

Santa Rosa, Laguna

Ave. home price: Php2.5 million

Monthly salary you need: Php83,333

Situated approximately 34 km south of Makati via the South Luzon Expressway, Santa Rosa City is known as Laguna’s motor city being home to the production facilities of international carmakers Toyota, Nissan, Honda, and Mitsubishi. As a result, home prices have been climbing steadily. As of May 2016, average house price in Santa Rosa stands at approximately Php2.5 million. This means one should be making at least Php83,333 per month in order to afford a home here.

General Trias, Cavite

Ave. home price: Php2.55 million

Monthly salary you need: Php85,000

General Trias’s population has been steadily growing since 2000, and it is now home to several industrial estates, many residential subdivisions, and leisure estates. Average home price in this Cavite city currently stands at Php2.55 million; hence, a person who plans to buy a house here should be making Php85,000 per month.

Lucena, Quezon

Ave. home price: Php2.49 million

Monthly salary you need: Php83,000

The capital of Quezon Province and one of CALABARZON Region’s highly urbanized cities, Lucena also boasts a highly evolving housing market. Currently, home price averages Php2.49 million, which means an average monthly salary of Php83,000 is needed to afford the city’s homes.

Calamba, Laguna

Ave. home price: Php2.75 million

Monthly salary you need: Php91,666

Highly accessible from Metro Manila via the South Luzon Expressway, the historic city of Calamba is also a popular weekend destination because of its many hot spring resorts. The city’s housing market is also quite buoyant, with houses averaging Php2.75 million according to Lamudi data. A person who wants to relocate in the city must be making at least Php91,666 per month.

Davao City

Ave. home price: Php6.64 million

Monthly salary you need: Php221,333

Over the next six years the city of Davao will become one of the country’s most celebrated cities being the official home of president-elect Rodrigo Duterte. But as of this writing Davao’s housing market is already quite pricy, with homes averaging Php6.64 million. This means a monthly salary of Php221,333 is needed to afford houses in Davao.

Cagayan de Oro City

Ave. home price: Php5.89 million

Monthly salary you need: Php196,333

Similar to Davao City, Cagayan de Oro’s housing market is quite expensive as of this writing. Houses in this Northern Mindanao city average Php5.89 million, which means a monthly salary of Php196,333 is needed in order to afford homes here.

Although figures on average house price presented in this article are based on actual properties for sale listed on the Lamudi website, they do not mean one cannot find homes for sale in these cities that priced well below these averages. Home-seekers are encouraged to visit Lamudi Philippines to check out a wide range of homes available for sale in the cities mentioned above.

ABOUT LAMUDI

Launched in 2013, Lamudi is a global property portal focusing exclusively on emerging markets. The fast-growing platform is currently available in 34 countries in Asia, the Middle East, Africa and Latin America, with more than 800,000 real estate listings across its global network. The leading real estate marketplace offers sellers, buyers, landlords and renters a secure and easy-to-use platform to find or list properties online. For more information, please visit http://www.lamudi.com.ph

Visit Lamudi Philippines on Facebook, Twitter, Google+ and LinkedIn.

FatOut’s The Royal Treatment Fans Day with Kim Chiu

One of the today's brightest stars came from humble beginnings, from a teenage girl who dreamt of being a celebrity, finally blossomed into one of the brightest stars in the industry of showbiz. Kim Chiu has proven that a simple girl from Cebu can achieve superstar status. It’s almost too easy for her to captivate anyone with her style of acting and her bubbly personality and thanks for her wide support of her fans, she is now dubbed as the Chinita Princess.

It’s time to give back to the millions and millions of fans who have supported Chinita Princess, Kim Chiu throughout her bright career. FatOut’s The Royal Treatment Fans Day is a day for you, by ATC Healthcare and Kim Chiu. So unroll your sleeves, loosen up and give yourself a kind of relaxation fit for a royalty. FatOut’s The Royal Treatment Fans Day will be a day filled with royal relaxation and a royal performance from, none other than, Chinita Princess herself, Kim Chiu! What else are you waiting for? Grab your tiaras and join this awaited FatOut’s The Royal Treatment Fans Day.

Have you been waiting for your Fairy God Mother? Then wait no more! FatOut is giving you the Ultimate Royal Treatment with The Chinita Princess, Kim Chiu! Get ready to be pampered and meet your Idol, FatOut’s newest endorser Kim Chiu! What are you waiting for? Go hit the nearest Drugstore and buy FatOut now! Don’t forget to keep the receipt so you can register online to make your entry and tickets valid! Register on this link: http://bit.ly/FatoutFansDay

Thousands of Young Athletes Compete at the 20th Alaska Football Cup Championship

Celebrating two decades of an active, healthy lifestyle 6,150 young athletes compete at the 20th Alaska Football Cup Championship

Two decades of commitment with the world’s most popular sport, Alaska Milk holds the 20th Alaska Football Cup at the Alabang Country Club in Ayala Alabang Village for a three-day event on November 28 – 30.

The biggest football event for young athletes attracted players of all ages, from as young as six years old. They have gathered in one venue to participate in one of the longest-running and most successful grassroots-development programs in the local football scene.

“This marks another monumental event for Alaska. We have 410 teams and a total of 6,150 football players together in one venue, all united by their love for football,” shares Wilfred Uytengsu, President and CEO of Alaska Milk Corporation. “It is of great pride to witness how the Alaska Sports Program has engaged young athletes into this kind of culture, and how they live by the values inherent in sports,” he further adds.

The Alaska Football Cup is one of the highly anticipated annual football tournament for today’s young athletes. The weekend event will be played with more than 800 seven-a-side games, in 29 football fields, and officiated by over 168 game officials.

School teams and football clubs from all over the Philippines including Masbate, Baguio, Negros Occidental, Cebu, Davao, Palawan, Legaspi, Laguna, Batangas, Bukidnon, Zambales, Pampanga, Tarlac, Ilocos, Bicol, Romblon, Davao Sur, Compostela Valley, Quezon, Cavite, Albay, Pangasinan, Bacolod, Iloilo, Mindoro and Metro Manila will participate.

Alaska on developing the child’s “winning form”

Alaska Milk encourages sports engagement, as it instills the values of determination, discipline, hard work, team work and sportsmanship during the early stages of a child’s life. Participation in sports like football helps them achieve the “winning form”, which has been Alaska’s goal for children since it launched its first football cup tournament in 1995.

Football provides an active alternative for children in place of passive activities such as watching television, surfing the Internet, or spending too much time on social media. The National Nutrition Survey of the Food and Nutrition Research Institute (FNRI) reported that health issues are best addressed by adopting an active lifestyle along with healthy diet, and regular drinking of milk, at least twice daily.

Sports tournament like this develops the athletic and social skills of participants through healthy competition among the same age group, while it boosts physical and mental development. 

Become an inspiring athlete too and join Alaska’s sports @- NUTRITION. ACTION. CHAMPION.

For general information about Alaska Milk Corporation visit www.alaskamilk.com.

For general information about the 20th Alaska Football Cup visit www.alaskapowercamp.com/football ; 

Like us on Facebook https://www.facebook.com/PlayPH for updates.

Philippines Sets Stage for Annual International Museum Council Summit

The Philippines is set to welcome more than 200 culture and museum leaders and experts of the Asia Pacific region this first week of December for the International Council of Museum- Asia Pacific 2015 Conference and General Assembly dubbed as ICOM ASPAC 2015. The event is slated on December 3 to 7 at the newly opened Iloilo Convention Center, Iloilo City. 

ICOM is a global network of more than 35,000 culture and museum institutions and professionals that work together to achieve its mission of conserving, continuing, and communicating to society the world’s natural and cultural heritage. Its Philippine National Committee, the ICOM-Philippines headed by its Chair, Gina V. Barte is tasked to host this year’s annual event. The ICOM President, Hans-Martin HInz, will address the event together with the ICOM-ASPAC Chair, Dr. Song Xinchao, Chair of ICOM-China and Deputy Director of the Directorate of State Cultural Heritage of the Peoples’ Republic of China.

This year’s theme, ‘Pathways for Museums for a Sustainable Society,’ promotes ICOM’s response to changes in today’s social environment and represents ICOM’s contribution to societal development, particularly in the domain of culture and museum building. This is part of ICOM’s response to the global call of uniting its partners in culture and development to create the greatest impact in becoming a cultural driving force towards sustainable development.

The link between sustainable development issues and the core function of museums to safeguard and promote and educate the public about their cultural heritage is becoming more pronounced in recent years. The world is increasingly torn by conflicts and violence, where museums and cultural heritage sites have become targets of destruction or end up as collateral damage, in situations of terrorism and war. Calamities and disasters resulting from extreme weather conditions continue to endanger museums and collections that represent irreplaceable culture and heritage. Poverty and growing population have led to neglect in some countries, making museums and cultural objects to pillage and theft.

In this event, the ICOM-ASPAC will be able to gather the key leaders of culture and museums in the region as well as other countries outside of it as one community in an effort to recognize its role in defining, promoting, and implementing sustainable practices. It will explore take off points that will bring forth significant and new knowledge about the framework and best practices of each of the 24 ICOM-ASPAC member countries. The goal is to create pathways that puts culture and museums at the core of sustainable development in the countries/regions where the ICOM-ASPAC is present, including Australia, Azerbaijan, Afghanistan, Bangladesh, Brunei Darussalam (observer), China, Cambodia, Canada, India, Indonesia, Japan, Khyrghyztan, Korea, Malaysia, Mongolia, Nepal, Pakistan, Philippines, Russia, Singapore, Shri Lanka, Taiwan, Thailand, Vietnam, New Zealand. They will be joined by Palau representing the Pacific rim countries and middle east countries, the Republic of Iran.

“As the country host, the ICOM-Philippines is looking forward to having our colleagues and our sustainable development allies, learn from the plenary discussions and workshop sessions but most of all, discover our own cultural treasures through the study tours of significant cultural sites, museums, and exhibits and other activities lined up for the event,” enthuses Barte. 

She also added that the Philippine hosting of this year’s ICOM event comes at an opportune time as the government, through the Department of Tourism, has identified the role of cultural tourism as one of the driving forces in the development of Philippine tourism. The event is also a testament that the country, and especially Iloilo, is now ready to be globally competitive in hosting international events like ICOM.

DOT follows the National Tourism Development Plan (NTDP), which also supports the direction of the United Nations World Tourism Organization (UNTWO), as its strategic framework in the development of the tourism section. Under the NTDP, opportunities for the country to develop and market competitive destinations and products has been identified. Part of this is cultural tourism as well as promoting the Philippines as a competitive venue for global Meetings, Incentives, Conferences, and Exhibitions (MICE) activities.

ICOM ASPAC 2015 event will be attended by museums and culture professionals, culture and tourism planners, entrepreneurs, policy makers, advocates, academics, partners from the business sectors and civil societies, other stakeholders from the Philippines and members from the global ICOM network. If you want to know more about ICOM,visit http://icom.museum/. To know more about the event, visit http://network.icom.museum/icom-philippines/. For additional queries, contact the Secretariat at icomph.secretariat@gmail.com, +632550-2218 or +63927-812-2335

Dermcare: A Total Health, Beauty and Wellness Center

Dermcare is one of the Philippines’ leading skin, hair, and wellness centers. There you can indulge with a relaxing and therapeutic facials, or retreat to their luxurious spa for a soothing massage that will stimulate your body’s own healing process. Their lavish body scrubs and signature skin and body treatments, are sure to delight and make you feel good all over.

Indulge in one of their transforming cosmetic skin services that will result in fresher and youthful looking skin. As a total center for wellness and beauty, they also have specialized services for the hair, and other Dermatological treatments provided by duly-licensed physicians and therapists.

This is an opportunity to make a difference in your own well being that you truly deserve. Come to Dermcare Professional Skin, Hair and Spa, your trusted partner for more than 20 years now.  Here you’ll certainly love the unique Dermcare touch and pampering. Escape from life’s daily stresses, and bask in pure body and soul pampering and visit a Dermcare center near you today! 

Leciel Hotel - Providing irresistible and relaxing stay like in Korea!

Experience a top hotel stay like those in Gangnam with Leciel Hotel.

With its goal to provide a swanky, irresistible vibe that makes its guest feel like a Kpop celebrity Leciel will be able to give you that without a hefty price. With a wide variety of suites from 39 sq.m. rooms to their Presidential suites - you will think that you are in Gangnam with its one of a kind suites.

In terms of service they also provide high quality room and customer service in every inquiry. Amenities at Leciel Hotel also will make you love it more with its own spa service and sauna that are similar to the Jjimjilbangs of Korea.

For more information or you would like to inquire about their services make sure to check Leciel Hotel on Facebook. https://www.facebook.com/LecielHotel2015

Stay with the Yachts at Subic Bay Yacht Club

One of the most known places to stay in Subic Bay is probably Subic Bay Yacht Club.

Just Located north west of Manila, Subic Bay Yacht Club over sees the Zambales Mountain Range in the east and the tranquil waters of Subic Bay that opens to the south China Sea on the west.

As one of its oldest and most renowned to all yacht owners who dock at Subic Bay - staying at the luxurious Subic Bay Yacht Club makes not just your yacht but you feel pampered. With its one of a kind service to its members, you would wish to be part of the members allowed to stay here.

It is indeed a perfect paradise with its safe harbor, elegant design and warm hospitality.

Experience us, Experience Subic Bay Yacht Club.

Washing the Skin with Guava Leaves

Much has been said and written about the medicinal value of various plants in the Philippines.

The Traditional and Alternative Medicine Act of 1997 which promoted and advocated the use of traditional and alternative health care modalities through scientific research and product development was signed by then President Fidel Ramos. And since then, the Department of Health has endorsed 10 medicinal plants which can be used as herbal medicines in the Philippines because of its proven health benefits. These are Lagundi (Vitex negundo), Yerba Buena (Mentha cordifolia Opiz), Sambong (Blumea balsamifera), Tsaang Gubat (Carmona retusa), Ampalaya (Momordica charantia), Niyug-niyogan (Quisqualis indica), bayabas (Psidium guajava), akapulko (Cassia alata), Ulasimang Bato (Peperomia pellucida), and Bawang (Allium sativum). Many of them are already available in commercial preparations.

One of the more popular traditional medicines is the guava, scientific name is Psidium Guajava, “Bayabas” in Filipino. This plant has been used for many generations and recognized by arbolaryos (herbalists) and those who practice natural medicine. 

Boiled, chopped or pounded guava leaves have been used and accepted as an antiseptic for wound disinfection.It helps clean off bacteria and germs found in the wound in order to prevent complications and infections. To prevent oral health problems such as tooth decay and gum infection, boiled guava leaves can also be used as a mouthwash.

As a skin wash to clean skin and help accelerate healing and prevent infection one has to boil leaves for 15-20 minutes, cool and use as a soak, a wash or a bath rinse for wounds or prickly heat or fungal infections such as athlete’s foot.

However, with the urbanization of more areas. There are lesser guava trees. Thus, the leaves aren't as readily available. Now there is Guavawash. Guavawash takes away the hassle of looking for guava trees to get their leaves. One has to just mix a Guavawash sachet in warm water. Made from guava leaf extracts, Guavawash also contains other natural extracts recognized for its skin care benefits eucalyptus for its cooling effect, lavender, known as antiseptic and for aromatherapy. lemon grass as an anti-microbial, fungicidal, mint to soothe itchy skin, rose root as an anti-oxidant and to prevent premature wrinkles.

The effectiveness of all these herbal ingredients go as far back as the heydays of the albularyo. Now, they are all found in Guavawash - a natural and convenient skin wash. Guavawash is available at major Mercury Drugstore and Watsons branches.

SIX TIPS TO KEEP YOUR HOME SAFE AND SECURED DURING UNDAS

Leaving for the All Saints’ Day weekend? Leave your home safe and secured with these helpful tips...

As Undas approaches, families are once again getting ready to either visit their departed loved ones at the cemetery for a couple of hours, or go home to their provinces for a few days. Either way, observing Filipino All Saints’ Day traditions entails leaving your home alone, which makes it vulnerable to break-ins and burglary. If you’re planning on leaving your home for quite a long time, here are a few tips from MyProperty.ph to keep you worry-free and your home protected from any harm or danger.

1. Keep it to yourself...

If you will be leaving your home for more than a day, avoid letting other people, espcially strangers, know. The more people who are aware that your home is left unattended, the bigger the possibility of somebody invading your house. Also, refrain from mentioning your leaving on social media sites or blogs.

2. But let a trusted friend or neighbor know

While it is a good practice to keep your going away on the down-low, it would be a good idea to let somebody that you fully trust know so they can keep an eye on your house. They can get the mail, newspapers, and package deliveries for you instead of letting them pile up at your gate or doorstep. Unclaimed items out in the open are a sign that nobody is at home. They can also open the lights during nighttime and turn them off during the day. It will give an impression that the house isn’t unoccupied.

3. Keep your expensive and luxurious stuff out of plain sight

Store all your valuable things—expensive stuff such as gadgets, electronics, jewelry, and even your new plasma TV—where they cannot be easily seen from the window. If you don’t have a safe in your home, you may store them in cabinets with locks, which are preferably obscured, or deposit them at your bank.

4. Set up your devices

In case you don’t have somebody that you trust to look after your house, there are a few gadgets that you can get from the hardware store to help you keep your home thief-free. Equip all entry points with sound alarms that give off a loud, shrilling sound to alert people close by that a door or a window has been opened. Install an electrical timer switch that you can configure to switch on certain electronics in your home, such as the lights or radio during a period of time to give an impression that somebody is at home. A battery-powered radio kept switched on while you are away also helps. If you want more protection and you have the extra budget for it, have a CCTV camera installed so you can monitor your home while you’re away.

5. Unplug and disconnect

Remove all electric plugs from their sockets to avoid overheating. This also lets you save energy and money, while it keeps your home safe from potential electrical damage or even fire.To be even surer, switch off your main electrical box before leaving. That is, if you don’t have an electrical timer switch set-up. Also, disconnect your gas stove’s tube from the main gas tank and cut off the water supply to ensure utmost safety.

6. Check and triple check

Before leaving your house, check, double check, and triple check that you’ve done all of your preparations to keep your home safe and secure and that all of your safety devices are working. 

Make sure that all of the entry points to your house are properly locked. And after exiting your home and locking your door, check everything again from the outside.It may all be hard work, but if it is your security and safety that’s on the line, it will be worth it. 

You know what they say: it is always better to be safe than sorry.

Urbanista: A Tribute to Urban Lifestyle

“Music gives a soul to the universe, wings to the mind, flight to the imagination and life to everything.” 

Urbanista came out of a vision to glorify the urban lifestyle and create products that make life better for modern people in urban developments. We design for life in motion. Every product in the Urbanista portfolio is developed to serve a need for the target group - the Urbanistas. Within the tight portfolio, the offering is wide. The retail environment shall clearly show the most relevant product for each consumer. The Urbanista products are meant to be life companions. Therefore they are developed with design and colors in focus. The products should not only enhance the life of the Urbanistas with the functions, but also the looks. 

Urbanista is launching in the Philippines, really soon!

Familiarize yourself with the different Urbanista earphones: 

SAN FRANCISCO

Balanced for music and talk Why compromise? If you’re looking for earphones for both music and phone calls, you’ve finally found them. For the everyday use for, suitable for anyone. 

Features:

• Ergonomic design

• Suitable for music and talk

• Handsfree with mic

• Value for money

OSLO

For simplicity seekers Made in a classic but revamped earphone design. Soft rubber ring around the earbud to create comfort and good fit. 

Features:

• Recognized design

• Fits most people

• Handsfree with mic

RIO

For the urban athlete With Rio, we´re raising the bar for how really good sport earphones should sound, feel and cost. The GoFit silicone wing guarantees an ergonomic and secure fit even in the most challenging and wet circumstances. The sound is optimized with clear sound and strong bass to boost your performance with your favorite beats.

Features:

• GoFit silicone wing which fits securely in your ears.

• Water resistant (IPX5)

• Handsfree with mic

• Light construction

BOSTON

For freedom seeking athlete. At the gym or in the street. Every beat, clarity without compromise. Urbanista Boston sport earphones with Bluetooth gives you the freedom to really move.

Features:

• Wireless Bluetooth connection.

• GoFit silicone wing fits securely in ears.

• Water resistant (IPX5).

• Light earbuds.

• Handsfree with mic.

IBIZA

For uncompromising music lovers In the studio. At the concert or club. Urbanista Ibiza high performance earphones make you feel as if you were really there. Every note, precision without compromise.

Features:

• Heavy bass with uncompromising clarity.

• Ergonomic design with GoFit for secure fit.

• Handsfree with volume control and mic.

MIAMI

For the expressive music lovers Miami is a classic foldable mid-size headphone that comes in several vibrant colours. The frame’s flexibility, the soft headband and ear pads allow the headphones to rest comfortably on your ears. The Urbanista logo, carved from aluminum.

Features:

• Comfortable, foldable & affordable

• Strong bass and clear sound

• Handsfree with mic

COPENHAGEN

For the design devotees The Urbanista crown jewel. Made in brushed aluminum in a style as sharp and fresh as your own. These premium mid-size headphones carry music with dashing clarity and tonal accuracy that’ll make your listening experience a treasure trove of musical enjoyment.

Features:

• Unique and exclusive aluminum design

• Supreme audio clarity with dynamic bass

• Soft headband with enclosed adjustability

• Handsfree with mic

What ever your lifestyle is, there's always an Urbanista product that's perfect for us Urbanistas on the move! To know more about their products, you could always check out: https://www.facebook.com/UrbanistaLifestyle